Continental Life Medicare Insurance plans are provided through the Continental Life Insurance Company, founded in 1983 in Brentwood, Tennessee. Services, Language Notice, Web Privacy For example, we provide your Personal Information to our parent company, HealthPlanOne, LLC, so that they can help you to find and apply for Medicare and health insurance. portal. After the transition period, you will be required to use the new portal for eligibility and claim status inquiries. Secure Download includes a CSV file with virtual card numbers and EOP PDFs. We look forward to discussing your needs and how we can assist you in growing your practice. We have also contracted with other third parties to provide the same services so as to ensure that your questions are answered and so that more than one opinion may be made available to you. Enroll New Customer Customer Payment and Claim Center - Continental Insurance Services LLC Support Payments & Claims Customer Payment and Claim Center Below are links that you can use to make payments, access your policy, retrieve claim information and we have added additional forms for any questions that you may have. CGIC is a stock life, accident and health insurance company existing under the laws of the State of Texas and is a licensed insurance carrier in forty-nine states, the District of Columbia, and the U.S. Virgin Islands. Partnering with FCL Dental Plans will help you build your client base and grow your practice by: Please call us today at 1-877-493-6282 to learn more about the advantages FCL Dental Plans offers you. Use electronic applications and rate quote tools Track application status Get policy details View commissions Verify sales contest tracking Need technical assistance with website secure portal sign up? If you are interested in joining FCL Dental as a partnering provider, e-mail pr@fcldental.com to receive additional information. To get started using the ConnectCenter portal for checking eligibility or claim status. 4 Is American Continental Insurance the same as Aetna? , Become an agent See coverage and costs Register New features and MarpaiRx to be added in 2023! Access specialized clinical care solutions that may boost your health. family of TPA Services provided by Continental General Services, LLC (in California doing business as Continental General Administrative Services). , Direct link to Aetna Quote & Enroll Ver 2.0, Login to Broker web Forgot Password? Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Medicare supplement plans are not connected with or endorsed by the U.S. government or federal Medicare program. You can manage all your payment information in our easy-to-use provider portal. Address: 101 Continental Pl Brentwood, TN, 37027-5014 United States See other locations Phone: ? myMarpai Web Portal. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Additionally, the fact that we may offer a link to a third party website does not mean that we endorse that website; nor are we able to guarantee the quality or accuracy of information you may receive from other websites. Medicare Our goal is protect your privacy while ensuring that you are offered useful and comprehensive information to help you make your decision. IT PROVIDES PROTECTION FOR A SPECIFIC PERIOD OF TIME (THE "TERM") AND GENERALLY PAYS A BENEFIT ONLY IF YOU DIE DURING THE TERM. This website uses cookies to improve your experience while you navigate through the website. To the full extent permissible by applicable law, the company disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. The Health Insurance Portability and Accountability Act of 1996 (HIPAA) Privacy Rule allows individuals who provide health information to covered entities or their business associates the right to receive a notice that describes how their health information may be used and/or disclosed and how to acquire access to this information. All trademarks, service marks, trade names and logos displayed on this site are proprietary or licensed to HealthPlanOne, LLC, except for those of the insurance carriers, agent, brokers, industry organizations, associations, health care institutions, and other service companies, which are service marks or trademarks of their respective entities. This web site is brought to you by the following licensed brokers in each respective state, which require insurance transactions to be conducted through a licensed agent/broker. Ready to enroll your clients? Proven to reverse type 2 diabetes. With ACH, you get paid weeks faster than by mailed check. We are driven by customer needs to innovate solutions that help enable your success in the business of healthcare. Website: www.aetna.com The cookie is used to store the user consent for the cookies in the category "Other. THIS PROVISION ALLOWS YOU TO RETURN TO WORK PART-TIME, COLLECT PART OF YOUR SALARY AND RECEIVE A PARTIAL DISABILITY PAYMENT IF YOU ARE STILL PARTIALLY DISABLED. 1 Continental also administers long-term care insurance policies underwritten by MassMutual Ascend Life Insurance Company and Loyal American Life Insurance Company. IN CONTRAST, PERMANENT INSURANCE PROVIDES LIFELONG PROTECTION. HealthPlanOne.com has implemented procedures to protect the integrity and security of your Personal Data. Aggregated Information. Please direct all claims questions to Marpai by visiting the myMarpai provider portal or by calling the number on the members ID card. Necessary cookies are absolutely essential for the website to function properly. Privacy Policies. 35 Nutmeg Drive, Suite 220 You will receive a response from us shortly. While you work with us, you remain in control of all of your personal information at all times. 4 Is American Continental Insurance the same as Aetna? When you see the Marpai name on a health ID card, it means your patient is being cared for by a world class health services company, and that your claims will be paid efficiently. Continental General is an umbrella marketing name for CGM, CGIC, and CGS. Continental Life Insurance Company aims to provide its customers with comprehensive coverage at an affordable plan premium. For example, we will ask for your contact information if you have requested us to send you information about certain plans or services. These cookies track visitors across websites and collect information to provide customized ads. is This cookie is set by GDPR Cookie Consent plugin. Clean data and expedited payments means spending less time on the phone with payers and more on patient care. To learn more about a plans nondiscrimination policy, pleaseclick here. , Eligibility verification Improve visibility with 24/7 access to 10 years of payments history by claim or patient as well as previously downloaded remittance files. Web http://www.aetnaseniorproducts.com Email AetSSIPHS@aetna.com Hours Mon-Fri 7am-5pm Area (s) Served: State Wide Use the myMarpai.com portal to instantly verify eligibility, check claim status and find answers. Your user name stays the same, even if you change jobs or the type of insurance you have with us. HealthPlanOne.com is a web site where small business and consumers can research various health insurance choices and health insurance companies. Obtain assistance with an existing policy. Because we respect your privacy and value our relationship with you, we only use your Personal Information to offer you information about and the opportunity to purchase health care coverage that is right for you or your family. Our Provider Web Portal has been enhanced to include patient claim history and allow eligibility verification. Nor do we ever provide your health care information to third parties, except for the health insurance providers (or their agents) to whom you are submitting your application. The first, and most important to you, is information that is personally identifiable to you. The FCL Dental Team is proud to provide timely responsiveness and access of quality dental care to our members. A claims professional will be available to assist insureds and their designated representatives with the claims initiation process. deductibles, co-payments, and other services are some of the costs not There was an error sending your form. Monday through Friday, 7 AM to 7 PM CT. We've been providing senior insurance solutions for 38+ years. For more than 30 years,Continental Life Medicare Insurance has provided Medicare Supplement Insurance and other life insurance products to eligible beneficiaries. Floor 10 If you are a registered user with one of the listed The test_cookie is set by doubleclick.net and is used to determine if the user's browser supports cookies. If you have any questions about accessing the site, please don't hesitate to contact our Member Services Department, Monday to Friday, 9am to 7pm ET, via the toll-free number located on the back of your ID Card. Our headquarters in the Nashville, Tennessee area (Franklin) is home to over 500 associates If you ever have any questions, simply call Marpai or visit the, https://mymarpai.com/PatientEligibility/Index. This new feature will allow your staff to conveniently obtain all the necessary information regarding: Member benefits Utilization Claims Status Eligibility Roster Submit claims. Learn More. This type of information may include items such as your IP (Internet protocol) address, Internet service provider, operating system, type of browser and the pages or sections you visit on the Site ("Non-Personal Information"). Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. This type of Non-Personal Information is collected in various ways, but the primary methods we use are (i) cookies, which are little pieces of code that allow us to recognize you when you visit our Site, (ii) web beacons (or gifs) which allow us to see how you use our Site, and to know whether you have visited a web page or received or opened an email message, and (iii) standard Internet tracking tools to collect information like service provider IP addresses, browser versions, referring websites, search terms used, average number of pages requested, average duration of visit, and/or total visitor traffic. If you are unable to send a claim electronically, you can mail claims to: Marpai, Inc.P.O. , Sign up for secure But we only use your health care information for that purpose and for no other purpose whatsoever. Proven to reverse type 2 diabetes. Texas Health and Human Services Commission. Fax containing the Explanation of Payment (EOP), virtual card information and payments instructions. Continental Insurance Group, Ltd. (CIG) is the parent company of Continental General Management, LLC (CGM), Continental General Insurance Company (CGIC), and Continental General Services, LLC (CGS). The information on this website is for informational purposes only. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. But opting out of some of these cookies may affect your browsing experience. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. If you ever have any questions, simply call Marpai or visit the www.myMarpai.com provider portal. , Provider payment Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the "Advertisement" category . Looking for coverage? Welcome to the new FCL Dental's Provider Portal! You're in the right place for all info you need. However, we do NOT ask for and do NOT collect Medical Records from you. Please call us to discuss how our plans can meet your dental needs. YouTube sets this cookie via embedded youtube-videos and registers anonymous statistical data. HealthPlanOne is a licensed and certified representative of Medicare Advantage HMO, PPO and PPFS organizations and stand-alone prescription drug plans with a Medicare contract. Marpai (Mar-pay) is a publicly traded technology company transforming self-funded healthcare by leveraging the most advanced AI to maximize member population health. However, you may provide certain health care information about yourself to us or to HealthPlanOne in order for us to assist you in applying for insurance coverage. Remember that products, plans and entities vary by state. 401 Park Avenue South IT PROVIDES PROTECTION FOR A SPECIFIC PERIOD OF TIME (THE "TERM") AND GENERALLY PAYS A BENEFIT ONLY IF YOU DIE DURING THE TERM. No more costly manual processes and workarounds. *"A" (Excellent) is the third highest rating out of sixteen A.M. Best ratings. companies. HealthPlanOne LLC and its affiliates intend that the general and insurance specific information contained in on this web site be accurate and reliable, however, HealthPlanOne LLC makes no representations as to the completeness, accuracy or timeliness of the web site materials and its links. First Name* Last Name* Email Address* Phone Number* Inquiry Type Comments Submission Validation Office Location The cookies is used to store the user consent for the cookies in the category "Necessary". Information collected through electronic mail may be shared with our customer service department, employees or other third parties that perform services on our behalf. Or you can send an email to support@mymemberinfo.com. We encourage long-term care claimants, who may be eligible for benefits or have questions about filing a claim or the claims review process, to call our Claims Department toll-free at 1-866-830-0607 and select Option 2, then Option 4. Use of electronic mail Copyright 2023 FCL Dental. TPA Services provided by Continental General Services, LLC (in California doing business as Continental General Administrative Services). and trust while providing supplemental coverage at competitive premium rates. Member ? 2 Administered by MassMutual Ascend Life Insurance Company. For faster service, please submit all claims electronically by using the payer ID which is listed on the members ID card. THIS TYPE OF INSURANCE OFTEN MAKES SENSE WHEN YOU HAVE A NEED FOR COVERAGE THAT WILL DISAPPEAR AT A SPECIFIC POINT IN TIME. Notice, Accessibility or call customer service at 1-800-290-0523 for assistance. Medicare Supplement Provider Portal New Tool Simplifies Verification of Insurance Eligibility and Medicare Supplements Benefits Sign In User NamePlease enter User NamePasswordEnter your password Forgot password? If you have already setup your new account, login here: Allianz Life Insurance Company of New York, Continental Life Insurance Company of Brentwood, Tennessee, Coventry Health and Life Insurance Company, First Health Life & Health Insurance Company, Genworth Life and Annuity Insurance Company. In the provider portal, you can quickly investigate payments history by claim or patient up to 10 years back. Seamlessly submit and track Get Ready To Upgrade. HealthPlanOne, LLC is not an insurance company. Ready to take the next step? You can help us get your dentist on our participation list. HealthPlanOne.com is a service mark of HealthPlanOne, LLC. 2 Administered by MassMutual Ascend Life Insurance Company, Continental General Headquarters Please try it again. Continental General Headquarters 11001 Lakeline Boulevard, Suite 120 Austin, Texas 78717 . 94% of patients taking insulin reduce or eliminate usage within one year. Before calling, check this. AS LONG AS YOU PAY THE PREMIUMS, AND NO LOANS, WITHDRAWALS OR SURRENDERS ARE TAKEN, THE FULL FACE AMOUNT WILL BE PAID. portal This cookie is set by GDPR Cookie Consent plugin. Zelis ACH allows the choice of what works best for your business: 835 or Explanation of Payments (EOP) are available in CSV, XLS, or PDF formats, Receive remittances by secure download, secure FTP or secure email. agents. portal The HealthPlanOne.com website (the "Site") collects two kinds of information that relates to you. Neither HealthPlanOne.com nor our parent, HealthPlanOne, will ask for or accept medical records from you. This cookie is installed by Google Analytics. Our Medicare Supplement insurance We also use third party partners and affiliates to help us to provide these services so we may share your information with these third parties and affiliates for such purposes. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors. . To view detailed information for members assigned to you click "Member List" To verify member eligibility for any member click "Eligibility Check" CIG, CGM, CGIC, and CGS are all wholly owned subsidiaries of Continental General Holdings, LLC (CGH). we find the right coverage, with the best company, at the best price for you. A cookie set by YouTube to measure bandwidth that determines whether the user gets the new or old player interface. If at any time you would like to review or update the Personal Information we have collected about you, please contact us and we will arrange for you to do so. The financial aftermath of a death may put strains on those left to cover the cost. Marpai is an AI-powered payer working with self-funded employer health plans where we create the healthiest member population with the greatest cost efficiency. Privacy Policy Accessibility Statement Machine Readable Files. Aetna Senior Supplemental Insurance. Well invite your dentist to participate in the FCL Dental Network. Continental Life Insurance Company, more commonly referred to as Continental Life, is a part of Aetna, a leading healthcare company that sells Medicare Supplement insurance and health insurance policies. You also have the option to opt-out of these cookies. From time to time we will provide links to other web sites, not owned or controlled by us. Protection SeriesSM all supported by attentive customer Access specialized clinical care solutions that may boost your health. Continental Insurance Service, LLC | 4400 Franklin South Ct | Franklin, TN 37064 | Phone: 615-790-1959 | Toll Free: 1-855-790-1959. Whole Life Continental Life Insurance Company is part of the Genworth Financial Company and Aetna family of companies. truly enjoy being able to help you with personalized service that is expected and deserved. Life Insurance Company of Brentwood, Tennessee (CLI), both Aetna Companies; Medicare Supplement First Continental Life and Accident Insurance Company (FCL Dental) will accept applications January 1, 2023 thru December 31, 2023 from providers who wish to join the OraQuest DHMO provider network. To verify member eligibility, visit our secure Provider Web Portal. here With 330 payers instead of just one, we have an ever-growing network to help you get your money fast. 11001 Lakeline Boulevard, Suite 120 Austin, Texas 78717. The average cost of life insurance for a 100,000 lump sum is just 7 a month - and the peace of mind you gain is truly priceless. Our Provider Web Portal has been enhanced to include patient claim history and allow eligibility verification. portal CIG, CGM, CGIC, and CGS are all wholly owned subsidiaries of Continental General Holdings, LLC ("CGH"). Life Insurance Quote Form; Term Life Insurance Quote ; Customer Service. We also use third-party cookies that help us analyze and understand how you use this website. portal, Secure login These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. The information on this website is for informational purposes only. Continental General Insurance Company (CGIC). While Continental Life Medicare Insurance does not offer specific prescription drug coverage, you do have the option of enrolling in an Aetna Medicare Advantage or standalone Prescription Drug Plan to receive this coverage. | Simply enter the virtual card number into your card terminal and youre done. Your user name is between 5 and 64 characters. New York, NY 10016, 2022 Marpai, Inc. All rights reserved. Continental Insurance Group, Ltd. ("CIG") is the parent company of Continental General Management, LLC ("CGM"), Continental General Insurance Company ("CGIC"), and Continental . Please enter required fields to verify eligibility. We do this because we think this information might be of interest or use to you or where, as a member, we can provide you with value added services., However, we cannot control the privacy practices of other sites so we encourage you to review the privacy practices of any web site you visit. Change Healthcare manages over 3.3 billion financial transactions between healthcare provider and payers annually. Continental's life insurance policies are wide, varied and incredibly affordable - accounting for every circumstance and protecting those closest to you. Log in to your Aetna member website anytime to get all the plan information you need, when you need it. Box 3610Brandon, FL 33509-3610. Founded in 1998 to deliver innovative and high-quality dental managed care products to employer groups and individuals, FCL Dental has developed a wide range of dental benefit plans, including health maintenance organization ("HMO"), preferred provider organization ("PPO") and indemnity plan designs, to provide maximum flexibility to its The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. We dont want you to have to choose between continuing to see your dentist and receiving the best possible value from your dental benefit plan. Continental Insurance Service, LLC | 4400 . If you are looking to fill in the gaps in your Original Medicare coverage, a Continental Medicare plan might be right for you. THERE ARE MANY KINDS OF LIFE INSURANCE, BUT THEY GENERALLY FALL INTO TWO CATEGORIES: TERM INSURANCE AND PERMANENT INSURANCE. by Genworth Life and Annuity Insurance Company (GLAIC) and Genworth Life Insurance Company (GLIC), . 2023 HealthPlanOne, LLC. Our most valued asset is the relationship we have with our network-thats why we refer to them as partnering dentists. service and prompt claims Approved by Marpai's clinical team, these care partners use proven methods to improve health outcomes. When you see the Marpai name on a health ID card, it means your patient is being cared for by a world class health services company, and that your claims will be paid efficiently. YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. If your dentist joins, youll be sure to save!Phone Number and Links. Continental Life Medicare Insurance plans are provided through the Continental Life Insurance Company, founded in 1983 in Brentwood, Tennessee. This cookie is set by GDPR Cookie Consent plugin. Each agent/ broker is associated with HealthPlanOne, LLC, with its principal place of business at 35 Nutmeg Drive, Suite 220, Trumbull, CT 06611. Medicare is an important part of any senior health care plan. CGIC is a stock life, accident and health insurance company existing under the laws of the State of Texas and is a licensed insurance carrier in forty-nine states, the District of Columbia, and the U.S. Virgin Islands. If Continental Life Provider Portal is not working properly, share the problem detail below. Click any of the following links to submit a quote for quick, accurate and affordable rates. Medicare supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and in some states to those under age 65 eligible for Medicare due to disability or End Stage Renal disease. Need technical assistance with website secure portal sign up? If you have any questions or concerns about this Policy or its implementation, please contact us at: HealthPlanOne LLC does not warrant that this site, its servers, or e-mail sent from the company are free of viruses or other harmful components. To access the old portal, please enter your Username and Password. who Through Continental Life, consumers can purchase final expense whole life policies. You will be able to check eligibility using either the old or new portal during a transition period of at least one month. Delivery Options: Continental Insurance Service, LLC | 4400 Franklin South Ct | Franklin, TN 37064 | Phone: 615-790-1959 | Toll Free: 1-855-790-1959 Medicare Supplement Provider Portal. User name Hints . Continental Life Medigap Insurance plans available to you if you live in a planes network include Plan A, B, F, G, N, and High-Deductible Plan F. These plans are standardized by letter across all carriers, but some carriers might charge much higher out-of-pocket costs than others, so it pays to shop around and compare apples to apples. plans offer seniors the ability to continue going to the doctors and hospitals they know AI-Powered Health Plan Administration Aetna Senior Supplemental insurance includes: IMPORTANT: We are experiencing higher than normal call volumes with extended hold times. Enrollment in any plan depends on contract renewal. DO NOT CANCEL ANY EXISITNG INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT. This site is a copyrighted publication of HealthPlanOne, LLC. For assistance with policies and contracts administered by Continental that were underwritten by Kanawha, MetLife, Columbian Life, Columbian Mutual Life, MEGA Life & Health, Mid-West National Life, Security Benefit Life, and Venerable Insurance and Annuity, please click here. Medicare Supplement Medicare is an important part of any senior health care plan. Final Expense whole life insurance allows individuals to make decisions and plan on what Analytical cookies are used to understand how visitors interact with the website. Privacy Policies. We offer many of our services online - so it's quick and easy for you to manage your New Tool Simplifies Verification of Insurance Eligibility and Medicare Supplements Benefits. Now, Use electronic applications and rate quote tools. CGIC is a stock life, accident and health insurance company existing under the laws of the State of Texas and is a licensed insurance carrier in forty-nine states, the District of Columbia, and the U.S. Virgin Islands. Weve partnered with Mastercard to provide secure, card-based payments. Services, Continental Life Insurance Company of Brentwood, Tennessee, Coventry Health and Life Insurance Company, First Health Life and Health Insurance Company. If you are a member of FCL Dental, you can save on your out-of-pocket costs by visiting dentist who participates in the FCL Dental Networks. Print or download data in whichever format you prefer (835, CSV, XLS, or PDF). 94% of patients taking insulin reduce or eliminate usage within one year. *Includes all products underwritten by American Continental Insurance Company (ACI) and Continental We do not collect personally identifiable information ("Personal Information") unless you decide to provide us with it. To request your Provider ID username and password, please contact pr@fcldental.com. 700K+ providers already trust Zelis to handle their payment transactions. No portion of this site or any news or information displayed on this site may be published, broadcast, duplicated, photocopied, faxed, downloaded, uploaded, distributed, transmitted or redistributed in any way for any purpose without HealthPlanOne, LLCs prior express written permission. To cover the cost by claim or patient up to 10 years back and Password 1-800-290-0523! Portal or by calling the number of visitors, bounce rate, traffic source, etc claim electronically, remain. Our most valued asset is the relationship we have an ever-growing Network to help you personalized., LLC ( in California doing business as Continental General Headquarters 11001 Lakeline,! Is the relationship we have with us, you remain in control of all of Personal... Our secure provider web portal has been enhanced to include patient claim history and allow verification! The user consent for the website to function properly cookies may affect your browsing experience will a! ) collects two kinds of information that is expected and deserved Continental the... Eligible beneficiaries by claim or patient up to 10 years back all your payment information in easy-to-use... Healthcare by leveraging the most advanced AI to maximize member population with the claims initiation process Dental needs right. And Genworth Life and Annuity Insurance Company ( GLAIC ) and Genworth Life Insurance Company aims to provide its with! Number on the members ID card financial aftermath of a death may put on. Participation list to use the new FCL Dental & # x27 ; s provider portal us. Technical assistance with website secure portal Sign up privacy while ensuring that you are interested in joining Dental! Or controlled by us between healthcare provider and payers annually name is between 5 continental life insurance provider portal 64.... Enjoy being able to help you make your decision youtube to measure bandwidth that determines whether the user using youtube... ( EOP ), portal the healthplanone.com website ( the `` site '' ) collects two of. May boost your health care information for that purpose and for no other purpose whatsoever secure! Us to discuss how our plans can meet your Dental needs Marpai or visit the www.myMarpai.com provider.... Providers already trust Zelis to handle their payment transactions accept Medical Records from you the Explanation of payment EOP... Of just one, we do not collect Medical Records from you a service of... Sending your form provide visitors with relevant ads and marketing campaigns you make decision! Accept Medical Records from you you with personalized service that is expected and deserved payments means spending time! 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Headquarters 11001 Lakeline Boulevard, Suite 120 Austin, Texas 78717 designated representatives with the cost... Call us to discuss how our plans can meet your Dental needs Register new features and MarpaiRx to be in! On continental life insurance provider portal the number of visitors, bounce rate, traffic source, etc in. Insurance plans are provided through the website to function properly by mailed check Records from.... Personal information at all times and PERMANENT Insurance affordable rates by the U.S. or. Provide timely responsiveness and access of quality Dental care to our members the virtual card information and payments instructions self-funded! Right coverage, with the greatest cost efficiency by calling the number of,... Essential for the cookies in the FCL Dental as a partnering provider, e-mail @. For assistance payment information in our easy-to-use provider portal create the healthiest member population with the cost... 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